CAR WRECK-do I need an attorney?

January 18, 2022

By:  Jeff Blankenship

If you have been injured in a car wreck, do you know how to answer these questions:

• Do I have PIP coverage?
• How much PIP coverage do I have?
• Do I understand subrogation?
• Do I know the difference between PIP Subrogation and ERISA subrogation ?
• Do I understand the required injury “threshold” in Kentucky ?
• Do I know how the concept of “no fault” applies to a car wreck ?
• Have I ever heard of comparative fault?

If you answered “NO” to any of these questions, then the insurance company you are dealing with has a DISTINCT ADVANTAGE over you. You can rest assured the adjuster for that insurance company has been trained and completely understands all of those concepts and how to use them against you. Remember it’s the adjuster’s job to save money for the insurance company, not pay you.

For example, did you know that, if you have your health insurance company pay medical bills related to your car wreck, that’s about the same as paying them out of your own pocket because of the legal concept of subrogation? Did you know that there are ways to protect yourself against health insurance subrogation?

An experienced attorney knows how to answer all of these questions for you and how to handle all those issues for you. And did you know that, in most cases, your attorney will handle your case on a contingent fee so you owe your attorney nothing for his/her time unless they recover money for you? The attorneys at Ziegler & Schneider handle injury cases involving car wrecks and are thoroughly familiar with all of the answers to those questions and how to handle them to your advantage.

Contact Us To See How The Attorneys At Z&S Can Assist You With All Of Your Legal Needs

541 Buttermilk Pike, Suite 500
P.O. Box 175710
Covington, KY 41017-5710

Tel: 859-426-1300
Fax: 859-426-0222

Office Hours:
8:30 am–5:00 pm

If you have questions, need to advice of a trusted counselor, or simply do not know where to turn, our team is here to help. Contact us today to schedule a free consultation.

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